All loans are $0 down but the loan terms (number of monthly payments, payment amounts, and APR) may vary based on your credit score and other factors. A minimum total purchase of $49 is required to apply for a loan. Not everyone is eligible.
US: APRs range from 0%-36%. Some states are not served including IA and WV. Loans made through Epic FlexPay are offered by these lending partners: upgrade.com/flex-pay/lenders. Privacy Policy. Terms of Use.
CA: APRs range from 0%-31.99%. Applicants are subject to approval by Uplift Canada Services, ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use.
